debt consolidation

What is debt consolidation?

Feb 27, 2017 |

Debt consolidation is the process of merging two or more debts (credit cards, personal loans, medical bills, etc.) into one bill or a single loan. Correspondingly, only a single monthly payment would have to be paid until the debt has been completely settled. Debt consolidation helps eliminate problems that result in penalties such as late […more]

Choosing a Debt Consolidation Plan

Oct 22, 2016 |

Debt consolidation offers you the option of combining your debts so you only have to pay them though a single monthly billing. Having too many bills to pay can be overwhelming for some people, and additional fees for late payments and incorrect amounts add to the stress. Choosing the right type of  debt consolidation for […more]

Debt Agreement – Make a Fresh Start by Knowing Your Best Option

Sep 20, 2016 |

  It is bad enough to struggle and feel the stress of dealing with bad debt. But it becomes more so if your debt results in losing the properties you have worked hard to acquire. Fortunately, you have plenty of options to use to get you through your debt struggle. Debt agreement is one of […more]

The Importance of Debt Consolidation

Sep 11, 2016 |

If you have incurred multiple unsecured debts such as personal loans, credit cards, medical bills, etc. you can merge them all under one single debt and pay only one lender. By opting for debt consolidation, you will be able to eliminate the hassle of having to pay numerous creditors since you now have to pay […more]

Tips for Finding a Trustworthy Debt Consolidation Company

Sep 9, 2016 |

People in deep debt are likely to do everything in their power to lessen their load. However, there are times when no matter what they do, nothing seems to work. This is perfectly understandable. Fortunately, there are companies that want to help people pay off their debt and one of these is the debt consolidation […more]

Debt Consolidation: A Solution to Your Financial Dilemma

Sep 8, 2016 |

If you have multiple unsecured obligations and having difficulties paying the monthly amortizations on time, you will be compounding your dilemma if you will obtain additional loans just to pay them off. You can find a second job or do some overtime work to sustain the payments, but that is actually difficult to achieve for […more]

Ignore your debts at your own risk!

Aug 1, 2016 |

Debt is like a cancer that at first may seem like it isn’t even there. It has no impact on your day-to-day life. However it quietly builds up and up in the background until you can no longer afford to even make the minimum set payments. However by the time that this stage occurs many […more]

What happens to your debts after you die?

Jun 8, 2016 |

If you are under the impression that you can hold off paying your debts for now and when you eventually die, your debts will simply be wiped, nothing can be further from the truth. Both your assets and your debts will survive you and your  estate will hold the responsibility for covering your debts after […more]

Tax and Centrelink debts and bankruptcy

Apr 22, 2016 |

Tax debts are a very common reason for bankruptcy. Sometimes they just sneak up on you. Things are going well in business and you intend to put together the money required to cover you tax obligations a few months later, but something happens that affects your ability to earn money form your business. If you […more]

Paying less for your debts – it can be done

Mar 10, 2016 |

Wouldn’t it be great if you could get rid of your debts faster and pay less in the process. It can be done but you need to understand that a new debt consolidation loan is not necessarily the answer. You have probably taken some years to accumulate your current level of debts and it can […more]