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debt relief

Do you really have to pay that debt?

May 24, 2016 |

What is the story with debt? Do you really have to repay all debt that is being claimed from you by lenders and or credit providers? Are there times and reasons when certain debt does not need to be repaid? How can one really know their genuine rights and options? You have a right to […more]

Small loans can cause big problems

Aug 23, 2015 |

A common trend for people who are unable to qualify for a personal loan or a debt consolidation loan with a bank or other mainstream lender, is to look to cash lenders or short term loans to help them meet cost of living payments. This sometimes can become a trap to escalating unaffordable debt with […more]

Control your debts before they start to control you

Aug 23, 2015 |

Debts remind me of rabbits, they have an uncanny ability to multiply in the background and next thing you know they are over the top, completely out of control, affecting almost every aspect of your life. Putting some checks into place in your financial life can ensure that your debts do not start controlling your […more]

Bad Credit Debt Consolidation Loan Myths

Aug 13, 2015 |

Another day goes by and we get yet another series of calls from individuals with bad credit looking for the magic provided by an unsecured debt consolidation loan. For some stratnge reasons individuals who are unable to qualify for car loan or a home loan, those who are only working casually or not at all, […more]

Do not use other loans for consolidating debt

Feb 3, 2015 |

Now and again we come across someone who is trying very hard to maintain their debt repayments, but is failing. They apply for a personal loan to help with unpaid debts but of-course loan application is declined. Then they simply move down  the line to short term cash lenders.  While cash lenders may be prepared […more]

Debt consolidation options post debt agreement

Dec 29, 2014 |

We regularly come across individuals who have only recently come out of a debt agreement and are already seeking debt consolidation assistance for their new debts. This is a serious concern. For many of us a debt agreement would indeed be a wake up call that something has gone terribly wrong.  We have overextended. This […more]

Tips for fast debt elimination

Dec 6, 2014 |

Now that the festivities are over you have probably accumulated a few more pounds and a significantly larger debt balance.  Like many other Australians  you are probably tired of Robbing Peter To Pay Paul and are looking for some more durable debt elimination solutions. Here are some steps that you can take immediately to improve […more]

Battle of debt management

Nov 27, 2014 |

Do not make the mistake of thinking that the mere fact that you have applied and been approved for a debt consolidation loan, that you debt problems are over. Getting a consolidation loan is only the first step in what can be a very long and drawn out battle of debt management. Will you pay […more]

Debt under control – how to get it

Nov 12, 2014 |

The first step to getting your debt problem under controls is recognizing that you have one. Like any other problem, admitting is the key to turning your situation around. Here are some strategies to implement and follow through to avoid being “gobbled up by the Debt Monster”. Stop Spending on Credit If you are in […more]

How to identify that I have too much debt

Nov 6, 2014 |

If any of the following are applicable to you, please be careful.  These are the early signs that you are carrying excessive levels of debt.: You are charging  food or petrol expenses on you credit card because  you have no cash available; You are close to the limit or over the limit on your credit […more]