finance & realestate

Four reasons why you should study accounting

Nov 11, 2019 |

It certainly isn’t the most fashionable job. There is a notion that accountants are little grey men with no personality who sit in cubicles and crunch numbers all day. They are often referred to as ‘bean counters’ by the more gregarious folk in sales and marketing. But accounting is a critical part of the business […more]

Understanding the changing face of the property market

Jan 23, 2019 |

For a long-time owning property was the domain of the wealthy. Getting finance and obtaining a mortgage was simply unattainable for the working classes. But things have come a long way in a short time and the property market is very different now to what it was, even just a decade ago. Things have become […more]

Loans for every occasion

Sep 18, 2018 |

In today’s day and age, there are just so many things that we don’t just want, but that we now need. The luxuries of yesterday have become the necessities of today, and we simply cannot do without them. These things that we now need, however, often cost more than we can afford. Whether it is […more]

What You Need To Succeed In Financial Planning

Apr 26, 2018 |

Becoming a financial adviser or planner isn’t as straightforward as it once was. While this used to be a field easily accessible for those with minimal qualifications, it now takes a great deal of training and licensing to meet the requirements set down by Australian regulations. This is, of course, understandable, given the significant role […more]

Using a mortgage for debt consolidating has its risks

Aug 26, 2015 |

Low mortgage rates are making it easier for existing home and property owners to maintain home loan repayments. If you are also carrying other unsecured debts on your credit cards, personal loans, etc, it may be very tempting to consider consolidating these into the mortgage. After all home loan rates are significantly lower than the […more]

Control your debts before they start to control you

Aug 23, 2015 |

Debts remind me of rabbits, they have an uncanny ability to multiply in the background and next thing you know they are over the top, completely out of control, affecting almost every aspect of your life. Putting some checks into place in your financial life can ensure that your debts do not start controlling your […more]

Bad Credit Debt Consolidation Loan Myths

Aug 13, 2015 |

Another day goes by and we get yet another series of calls from individuals with bad credit looking for the magic provided by an unsecured debt consolidation loan. For some stratnge reasons individuals who are unable to qualify for car loan or a home loan, those who are only working casually or not at all, […more]

Why you can’t consolidate debts into a new home loan

Feb 5, 2015 |

We are regularly asked by home buyers to find them a lender that will allow the buyers to build in outstanding debts into a new mortgage. There is no such possibility for someone who is looking to buy with a limited deposit as in trying to consolidate other debts into a mortgage you will effectively […more]

Debts into home loan – how to ?

Oct 12, 2014 |

When it comes to debt consolidation most borrowers tend to think of a low rate unsecured personal loan to absorb other high interest debts such as credit card balances, other small loans or outstanding bills and debts. However more and more borrowers are discovering the benefits of consolidating high cost debt into their mortgages. After […more]

Consolidate your debt without borrowing a cent

Oct 11, 2014 |

Borrowing to consolidate debts into a single new and cheaper loan is what most people think of when they consider debt consolidation. However if you are looking for a debt consolidation loan you may have realized that qualifying for such a loan is not easy. There are a lot more people in Australia who are […more]