The first step to getting your debt problem under controls is recognizing that you have one. Like any other problem, admitting is the key to turning your situation around. Here are some…
Category: debt help
How to identify that I have too much debt
If any of the following are applicable to you, please be careful. These are the early signs that you are carrying excessive levels of debt.: You are charging food or petrol expenses…
Is debt agreement better than a consolidation loan
Debt agreements offer a very good debt solution to borrowers who are experiencing financial hardship and have significant unsecured debts. However many borrowers despite being unable to qualify for a debt consolidation…
Is a debt agreement the solutions for you?
Debt agreements are sometimes overlooked when considering a debt consolidation solution. One of the main reasons for this is the stigma associated with your agreement being reflected on the National Insolvency Index…
Debts into home loan – how to ? Debt consolidation
When it comes to debt consolidation most borrowers tend to think of a low rate unsecured personal loan to absorb other high interest debts such as credit card balances, other small loans…
Bankruptcy could be the right solution
While in majority of cases we would say that it is in the individual’s interest to do everything possible to avoid declaring bankruptcy, there are times and circumstances when bankruptcy offers the…
Steps to own your home sooner
Home ownership is fairly high on the list of personal priorities for most Australians. Although, according to the RBA, many Aussies are ahead of their mortgage repayments due to an extended period…
How debts can affect home loan approval
Anyone intending to be buying a home in the near future needs to keep in mind that that outstanding debts will affect your ability to qualify. While you may be aware that…
Way to save more money on your account
No matter how much we earn, there is never enough money to go around. You may have observed this in your own life, but there does not seem to be more money…
Qualifying for a part 9 Debt Agreement
Part 9 Debt Agreement came into place in 1996 as an alternative to bankruptcy. They were means to offer debt relief assistance to borrowers who are insolvent, with limited assets and low…