If any of the following are applicable to you, please be careful. These are the early signs that you are carrying excessive levels of debt.: You are charging food or petrol expenses…
Category: debt relief
Credit repair: avoid mistakes during it and how to do it
ASIC and COSL are waging a war on credit repair agencies, claiming that many are not acting with integrity towards thw consumer, and essentially putting out a “consumer beware” message with respect…
Is debt agreement better than a consolidation loan
Debt agreements offer a very good debt solution to borrowers who are experiencing financial hardship and have significant unsecured debts. However many borrowers despite being unable to qualify for a debt consolidation…
Is a debt agreement the solutions for you?
Debt agreements are sometimes overlooked when considering a debt consolidation solution. One of the main reasons for this is the stigma associated with your agreement being reflected on the National Insolvency Index…
Debts into home loan – how to ? Debt consolidation
When it comes to debt consolidation most borrowers tend to think of a low rate unsecured personal loan to absorb other high interest debts such as credit card balances, other small loans…
Consolidate your debt without borrowing a cent – bankruptcy
Borrowing to consolidate debts into a single new and cheaper loan is what most people think of when they consider debt consolidation. However if you are looking for a debt consolidation loan…
Steps to own your home sooner
Home ownership is fairly high on the list of personal priorities for most Australians. Although, according to the RBA, many Aussies are ahead of their mortgage repayments due to an extended period…
How debts can affect home loan approval
Anyone intending to be buying a home in the near future needs to keep in mind that that outstanding debts will affect your ability to qualify. While you may be aware that…
Qualifying for a part 9 Debt Agreement
Part 9 Debt Agreement came into place in 1996 as an alternative to bankruptcy. They were means to offer debt relief assistance to borrowers who are insolvent, with limited assets and low…
Strategy for family to save thousands of dollars
We see many people who in an attempt to save a little on their unsecured loans will make every effort to consolidate these into a slightly cheaper personal loan. However not as…